How Much Do Virtual Bookkeepers Charge for Bookkeeping?
Virtual bookkeeping has become the preferred option for small businesses seeking professional financial management at a lower cost. But how much does it actually cost? The answer depends on your business size, transaction volume, and the scope of services you need.
Most virtual bookkeepers charge between $150 and $500 per month, though prices may go higher for complex businesses or those requiring custom services.
Average Monthly Cost Ranges
- Basic Plans ($150-$250/month):
- Suitable for solopreneurs or startups
- Up to 50-75 transactions per month
- Monthly bank reconciliations and basic reports
- Standard Plans ($250-$400/month):
- Designed for small businesses with moderate volume
- 100-200+ transactions
- Includes A/P, A/R, sales tax tracking, and more detailed reporting
- Advanced/Custom Plans ($400-$600+):
- High-volume or multi-entity businesses
- Includes payroll coordination, inventory, multiple account management, and CPA collaboration
What’s Included in the Cost?
Virtual bookkeeping fees typically cover:
- Transaction entry and categorization
- Reconciliation of bank and credit card accounts
- Monthly financial reports (P&L, balance sheet, cash flow)
- Support for A/P and A/R
- QuickBooks or Xero setup and management
- Year-end review and CPA-ready financials
RemoteBooksOnline includes all the above – with plans starting at just $150/month, plus optional catch-up services if your books are behind.
Test Case Example
An ecommerce entrepreneur with 3 sales channels is spending 10 hours a month trying to manage spreadsheets and QuickBooks. They sign up for a $225/month virtual bookkeeping plan with RemoteBooksOnline. Within 30 days, all financial data is synced, categorized, and presented in clean monthly reports – saving them time, stress, and errors.
What Affects Virtual Bookkeeping Pricing?
- Number of transactions per month
- Number of connected bank/credit accounts
- Need for payroll or inventory support
- Catch-up or cleanup requirements
- Industry-specific complexity
Some services charge extra for customized reporting or multi-entity consolidation.
FAQs
Why is virtual bookkeeping more affordable than hiring in-house?
You don’t pay for office space, benefits, or downtime. You get expert service at a flat monthly rate.
Is there a setup fee?
Most providers don’t charge a setup fee. RemoteBooksOnline offers free onboarding.
What if I fall behind on my bookkeeping?
Many virtual bookkeepers, including RemoteBooksOnline, offer catch-up bookkeeping to bring your books current.
Will I still have access to my financial data?
Yes. Most services provide 24/7 access through secure portals or cloud-based accounting platforms.
Final Thoughts
Virtual bookkeepers offer reliable, expert service at a fraction of the cost of hiring someone in-house. Whether you’re a solopreneur, freelancer, or growing company, virtual bookkeeping helps you stay on top of your finances and tax-ready year-round – with plans to fit nearly any budget.
Want expert bookkeeping support starting at just $150/month?
Start your free month with RemoteBooksOnline today.
Discover what virtual bookkeeping includes-our virtual bookkeeping services guide covers everything from transactions and payroll to monthly reporting and financial insights.
Wondering about remote bookkeeping rates? Our guide to remote bookkeeper pricing breaks down typical costs and value-so you can budget with confidence.
Want to know what virtual bookkeepers handle? This virtual bookkeeping services guide outlines everything from transaction management to monthly reporting.
