Affordable Bookkeeping for Small Businesses
Stop overpaying for basic books. RemoteBooksOnline delivers accurate, CPA-reviewed bookkeeping at a flat monthly price, no contracts, no surprises. Close each month on time and always know your numbers.
At a glance: Included-monthly categorization & reconciliations + CPA review | From $150/mo | Month-to-month | QuickBooks & Xero supported
Also called: affordable bookkeeping, budget bookkeeping, low-cost bookkeeping, cheap bookkeeping, flat-rate bookkeeping.
Affordable doesn’t mean low quality. At RemoteBooksOnline, our affordable bookkeeping services are designed for small and growing businesses that need accurate books without premium CPA firm costs. We combine automation, trained bookkeepers, and CPA oversight to deliver real value-clean books, predictable pricing, and peace of mind.
Why Our Pricing Stays Low
Most “cheap” bookkeeping cuts scope, or quality. We don’t. We standardize the work and use automation where it actually helps, then layer human review so accuracy never slips.
Standardized month-end checklists by industry- Automated bank feeds + rules (human-audited)
- Two-layer review (Preparer → Reviewer) + CPA spot-check
- SLAs: reconciliations finished and financials delivered by Day 7–10
- Secure, SOC-aligned processes; multi-factor access; activity logs
Outcome: predictable costs, clean books, and faster decisions.
What’s Included in Every Plan
Software: QuickBooks Online (all tiers) and Xero. We can also migrate data if you’re switching.
Bank & credit card reconciliations
Chart of accounts normalization
Monthly P&L, Balance Sheet, and Cash Flow
Month-end close checklist + variance notes
Receipt inbox & document management
AP/AR light support (categorization & sync)
Quarterly review call (monthly in Growth/Scale)
Coordination with your tax CPA
Who This Is For (and Not For)
Perfect for: owner-operators and SMBs in eCommerce, services, trades, consulting, dental/medical, nonprofit, and franchise models that want clean books at a fair monthly price.
Not ideal for: heavily customized ERP posting, daily on-site accounting, or bespoke consolidations that require in-house staff. (We can still scope a custom plan.)
Pricing
| Plan | Best For | Volume Guide | Highlights | Est. Monthly |
|---|---|---|---|---|
| Starter | Very small / solo | Up to ~200 transactions/mo |
Month-end close + standard reports Email support, quarterly call |
$150 |
| Growth | Typical SMB | Up to ~600 transactions/mo |
Monthly review call, receipts inbox AP/AR light sync; payroll journal sync Priority email support |
$195 |
| Scale | Multi-entity / higher volume | 600+ transactions/mo |
Consolidated reporting, custom dimensions Dedicated account manager Priority support + faster close window |
$225 |
Add-ons: catch-up/cleanup, sales tax prep support, deeper AP/AR workflows, inventory, class/location tracking, CFO-lite.
Proof & Outcomes
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99%+ reconciliation accuracy with reviewer sign-off
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Faster closes (Day 7–10) → fewer “end-of-month surprises”
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Cost savings vs. in-house by 30–50% for typical SMBs
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Continuity: bench depth and documented processes mean no more “single point of failure”
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DTC brand (8 figures): cut bookkeeping cost 32%, closed by Day 8, added SKU margin view.
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Professional services firm: 6 months catch-up cleared in 3 weeks; cash flow stabilized with weekly variance notes.
Compare Your Options
| Feature | RBO Affordable | Freelancer | In-House Bookkeeper |
|---|---|---|---|
| Cost predictability | Flat monthly | Varies by month | Salary + benefits |
| Oversight | 2-layer review + CPA | Single person | Manager time |
| Coverage | Bench depth | One person | One person |
| Security | SOC-aligned, MFA | Ad-hoc | Depends on IT |
| Continuity | Documented processes | Availability risk | Turnover risk |
Onboarding: Fast & Painless
Connect accounts & apps
(bank/credit cards, QuickBooks/Xero, receipts inbox).
Chart review & kickoff
(we confirm categories and reporting needs).
Month-end rhythm
(you receive financials with notes and a quick review).
No lock-in. If we’re not the right fit, cancel anytime.
Start With a Free Month
Your first month is always free - no setup fees, no contracts. We'll show you exactly how much time and money we can save you, starting today.
Client Reviews
We support business owners across the country with reliable, remote bookkeeping. Here’s what a few of them say:
They caught up our books fast and kept us on budget.
Priya R, Ecommerce
Quality reporting without hourly surprises.
Matt S, Contractor
Frequently Asked Questions
Standardized workflows and automation where it’s reliable, plus shared senior oversight, let us spread costs across clients without cutting quality.
Reconciliations, month-end close, P&L/Balance Sheet/Cash Flow, receipts inbox, and a review rhythm. Growth/Scale add more reviews and options.
We post payroll journals and map tax/inventory flows into the books; processing/payroll filing and tax filings remain with your payroll/tax provider.
Yes—cleanup and catch-up are scoped as a one-time add-on. We usually finish within weeks depending on volume.
QuickBooks Online (all tiers) and Xero. We can migrate or standardize your chart during onboarding.
Role-based access, MFA, least-privilege permissions, encrypted storage, and activity logs. Access is revoked immediately on role changes.
Plans include a buffer; if you consistently exceed the band, we’ll recommend a tier change before month-end to avoid surprise bills.
Yes—Scale plan includes consolidated reporting; we can tag by class/location/department.
Absolutely. We package reports and answer bookkeeping questions so your CPA can file faster.
Typically within Day 7–10 after the first full month of connection and kickoff.
No hidden charges. Setup is included; specialized migrations or heavy cleanup are quoted upfront.
Email and portal by default; Slack or Teams available on Growth/Scale.
Yes—common views include gross margin by product/service, cash runway, AR aging, and vendor concentration.
Month-to-month. Cancel anytime; we return your files and access cleanly.
We can add CFO-lite, budgeting, and forecasting as an add-on or refer you to a specialized partner.
See more in our full Affordable Bookkeeping FAQ →
Smart Bookkeeping That Fits Your Budget
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Start With a Free Month
Your first month is always free - no setup fees, no contracts. We'll show you exactly how much time and money we can save you, starting today.
Featured Insights
Discover how our expert bookkeeping services tackle real business challenges
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Which Bookkeeping Service Do You Need?
Each page provides detailed information on how we help solve specific pain points-whether you're behind on your books or looking to fully outsource.
Wondering how much bookkeeping should actually cost? Try our Affordable Bookkeeping Pricing Estimator to get a breakdown of flat-rate monthly, cleanup, and catch-up pricing, no hourly surprises.
Just getting started? See our Affordable Bookkeeping for Startups to learn how we help new businesses stay compliant, impress investors, and stay on budget from day one.
Behind on books but worried about the cost? Here’s how catch-up bookkeeping helps without breaking the bank.
Worried that “affordable” might mean low quality? Read this blog before choosing the wrong provider.
If you’re weighing price vs. quality, this blog shows how RemoteBooksOnline delivers expert CPA-reviewed support without the high cost.
Cheap doesn’t always mean smart. Read this guide before picking a provider based on price alone.
Wondering what you get for $150/month? This post outlines everything included in our base plans.