Affordable bookkeeping pricing is designed to give small businesses clean, accurate books without paying CPA firm rates or hiring full-time staff. This page explains typical monthly costs, what affects pricing, and how to choose the right affordable bookkeeping plan. Most small businesses prefer flat monthly pricing so there are no surprises. Plans typically start between $150 and $250 per month depending on transaction volume and complexity. If your books are behind or inaccurate, cleanup or catch up may be required before monthly pricing applies.
How Affordable Bookkeeping Pricing Works
Affordable bookkeeping is priced as a flat monthly service rather than hourly billing. This pricing model gives business owners predictable costs and eliminates unexpected invoices. Instead of paying for hours worked, you pay for outcomes: reconciled books and reliable financial reports.
Pricing is based on:
- Monthly transaction volume
- Number of bank and credit card accounts
- Complexity such as payroll, sales tax, inventory, or multiple entities
Businesses with clean and current books qualify for lower monthly pricing.
Typical Monthly Pricing Ranges
Most small businesses fall into one of the following monthly pricing ranges. Low volume businesses typically pay between $150 and $250 per month. Growing businesses with payroll or higher transaction counts often range from $250 to $500 per month. More complex businesses are priced based on scope and reporting needs. Exact pricing is determined after reviewing your accounting file.
What Is Included in Affordable Bookkeeping Pricing
Affordable bookkeeping pricing includes all core bookkeeping services needed to keep books accurate and tax-ready.
Typical inclusions:
Transaction categorization - Monthly bank and credit card reconciliations
- Accounts payable and receivable tracking
- Payroll reconciliation entries
- Monthly profit and loss and balance sheet
- CPA reviewed financial reports
- Secure online access to reports
There are no hourly charges and no surprise fees.
What Can Increase or Lower Monthly Pricing
Your monthly bookkeeping price may increase if your business has:
- High transaction volume
- Multiple bank or credit card accounts
- Sales tax reporting requirements
- Inventory or cost of goods sold
- Multiple entities or files
Your price may be lower if your books are clean, volume is low, and reporting needs are simple.
Cleanup and Catch Up Costs
If your books are inaccurate, cleanup may be required before affordable monthly bookkeeping begins. Cleanup pricing depends on how many months are affected and the types of errors present. Cleanup is quoted separately and completed before monthly pricing applies. Businesses missing months of data may require catch up bookkeeping first. Once cleanup or catch up is completed, affordable monthly pricing applies going forward.
Affordable Bookkeeping vs Hiring a Bookkeeper
Hiring an in house bookkeeper often costs significantly more than outsourcing.
In house bookkeeping requires salary, benefits, training, and supervision. Errors can go unnoticed without formal review.
Affordable bookkeeping services provide:
- Lower monthly cost
- Team-based coverage
- Standardized processes
- CPA oversight
Most small businesses save money while improving accuracy by outsourcing bookkeeping.
Who Affordable Bookkeeping Pricing Is Best For
Affordable bookkeeping pricing is ideal for:
- Small businesses that want predictable monthly costs
- Owners who do not want to manage bookkeeping staff
- Businesses preparing for tax filing or audits
- Companies that need CPA reviewed financials
- Growing businesses watching expenses closely
Frequently Asked Questions
How much does affordable bookkeeping cost per month?
Most businesses pay between $150 and $250 per month depending on transaction volume and complexity.
Is affordable bookkeeping billed hourly?
No. Pricing is flat rate monthly.
Does pricing include CPA review?
Yes. Financial reports are reviewed under CPA supervision.
Do I need cleanup before monthly pricing?
If your books are inaccurate or behind, cleanup or catch up is required before monthly service begins.
Get an exact price for your business.
Request a free bookkeeping file review and receive a fixed monthly quote.