Bookkeeping Services Cost by State (2026)
Most small businesses pay $300-$900/mo for monthly bookkeeping (bank/credit card reconciliations, issue resolution, and monthly financials). Complexity-inventory/COGS, multi-entity, sales tax, payroll, job/cost tracking-pushes costs higher.
Related: Accounting 101 for Owners · Monthly Bookkeeping
What’s typically included
- Transaction coding, bank/credit card reconciliations
- Month-end close with P&L, balance sheet, cash flow
- Adjusting entries, exception cleanup, issue tracking
- CPA-ready financial package and tax-prep coordination
Drivers of price
- Transaction volume, number of accounts/entities
- Industry complexity (inventory/COGS, job/class/project)
- E-commerce fees/payouts, sales tax nexus filings
- Catch-up/cleanup and integrations (POS, payroll, AR/AP)
See also: QuickBooks Cleanup · Catch-Up Bookkeeping
Benchmarks by revenue band
- Pre-revenue / Solo: $200-$400/mo
- $0-$25k/mo sales: $300-$600/mo
- $25k-$150k/mo sales: $500-$1,200/mo
- $150k-$1M+/mo: $900-$2,500+
Compare live: Pricing
State & metro snapshots (sampling)
South Carolina (SC)
- Local services: $350-$800/mo
- Contractors / e-com: $700-$1,500/mo
Common add-ons: sales tax filings, class/job costing.
Missouri (MO)
- Professional services: $300-$700/mo
- Construction/Trades: $650-$1,400/mo (WIP/job costing)
- Multi-channel retail: $700-$1,600/mo
Atlanta, GA (metro)
- Agencies/startups: $500-$1,200/mo
- Restaurants/retail: $600-$1,300/mo
Monthly vs. per-transaction pricing
Per-transaction models can underprice the real work and exclude close & issue resolution. If you need timely, accurate financials, monthly packages are the safe default.
Deep dives:
How to choose a plan (checklist)
- Close deadline (e.g., by the 10th)?
- Any inventory/COGS, project/job/cost centers, multi-entity?
- Sales tax, payroll, or e-com settlements?
- CPA coordination required?
Ready for an exact quote? See Pricing
FAQs
How much do bookkeeping services cost per month?
Most small businesses pay $300-$900 per month for monthly reconciliations, close, and CPA-ready reports. Complexity such as inventory, multi-entity, and sales tax can raise the price to $900-$2,500+.
What affects bookkeeping price the most?
Transaction volume, number of accounts and entities, industry complexity (e.g., inventory and job costing), e-commerce settlements, sales tax filings, and catch-up/cleanup work are the biggest drivers.
Is per-transaction pricing cheaper?
It can look cheaper but often excludes month-end close and issue resolution, which most businesses need for accurate, timely financials.
Do you coordinate with my CPA?
Yes. Monthly bookkeeping usually includes CPA hand-off with a clean financial package for tax preparation.
