RemoteBooksOnline vs Merritt Bookkeeping: Which Service Offers More Value for Small Businesses?

Both RemoteBooksOnline and Merritt Bookkeeping serve small businesses looking to outsource their bookkeeping. But while Merritt offers a simple, budget-friendly option, RemoteBooksOnline goes further with CPA-reviewed financials, catch-up work, and integration flexibility.

Download Our Free Brochure →

This guide compares RBO and Merritt across all major areas – pricing, services, integrations, and results – to help you choose the better bookkeeping partner.

Service Offerings

Feature/ServiceRemoteBooksOnlinePairo
Monthly BookkeepingYes – CPA-reviewed, handled in-houseDepends on freelance partner hired via platform
Catch-Up BookkeepingYes – up to 24+ monthsOffered by select freelancers only
Tax Filing SupportNo – tax-ready books providedDepends on freelancer – not standardized
White-Label for CPAsYesNo
Industry FlexibilityAll SMBs – real estate, law, ecommerce, etc.Varies by available freelancers

Verdict:
RemoteBooksOnline provides more robust support, more industry flexibility, and CPA oversight. Merritt is a budget option for simple use cases.

Pricing Comparison

RemoteBooksOnline offers fixed monthly pricing, CPA review, and a free first month. Catch-up is quoted up front and is affordable for small businesses.

Merritt Bookkeeping charges a flat $190/month, but the service is limited to simple transactions, no CPA oversight, and no catch-up support.

ServiceRBOMerritt Bookkeeping
Monthly BookkeepingIncluded, CPA-reviewedIncluded — basic only
Catch-Up WorkYes, with custom quoteNot offered
Tax FilingNo, but books are tax-readyNo

Verdict:
RBO may cost a bit more, but delivers much greater value – especially if you’re behind on books or need CPA-reviewed reporting.

Technology & Integration

RBO integrates with both QuickBooks Online and Xero – allowing clients to stay on their preferred platform with no disruption.

Merritt only supports QuickBooks Online, and requires clients to grant login access. It does not support other accounting platforms.

Verdict:
RBO offers more flexibility and works within your stack. Merritt is QuickBooks-only and lacks adaptability.

Download Our Free Brochure →

Customer Support

RemoteBooksOnline assigns a dedicated bookkeeper + CPA reviewer, reachable by phone or email. Clients enjoy continuity and human support every month.

Merritt Bookkeeping uses a support queue system with email-only access. There is no phone support or CPA involved.

Verdict:
RBO offers real, responsive support. Merritt is more hands-off and limited in communication.

User Reviews & Reputation

RemoteBooksOnline:

  • Trusted by SMBs across many industries
  • Great reviews for CPA oversight and responsive support
  • Valued for catch-up services and integration flexibility

Merritt Bookkeeping:

  • Known for simplicity and low pricing
  • Reviews note lack of customization and no CPA support
  • Not ideal for businesses with more than basic needs

Notable Review Themes:

  • RBO: “Best for growth,” “CPA-reviewed books saved us at tax time,” “Cleaned up 12 months fast.”
  • Merritt: “Simple but basic,” “Good if you don’t need much,” “No catch-up or personal help.”

Pros and Cons

RemoteBooksOnline – Pros:

  • CPA-reviewed monthly financials
  • Works with both QuickBooks and Xero
  • Catch-up bookkeeping included
  • Phone + email support
  • First month free

Merritt – Pros:

  • Low monthly price
  • Simple and streamlined for QBO users
  • Great for very small or early-stage businesses

RBO – Cons:

  • No tax filing (CPA books only)
  • Slightly higher price point

Merritt – Cons:

  • No CPA review
  • No catch-up work
  • No real-time communication or support

Test Case: Consultant in Colorado Springs

Background:
A solo consultant had used Merritt for 6 months but fell behind due to business travel. Merritt couldn’t offer catch-up work or answer detailed accounting questions.

Solution:
Switched to RemoteBooksOnline. The RBO team caught up 8 months of backlogged books and began monthly CPA-reviewed bookkeeping inside QuickBooks.

Results:

  • Books cleaned up in 2 weeks
  • CPA confirmed accuracy before tax filing
  • Client avoided penalties and got clear cash flow reports
  • Now receives personal support with each monthly review

FAQs

Does Merritt Bookkeeping offer CPA-reviewed reports?

No. Merritt provides basic bookkeeping with no CPA involvement.

Can I use Xero with Merritt?

No. Merritt only works with QuickBooks Online.

Can RBO clean up my books if I’m behind?

Yes — we specialize in full catch-up bookkeeping for up to 24+ months.

Is RBO worth it if my books are simple?

Absolutely. Even simple books benefit from CPA-reviewed accuracy and audit-ready preparation.

Do both offer free trials?

Only RemoteBooksOnline offers a free first month with no credit card required.

Conclusion: Which One’s Right for You?

If you’re looking for affordable, CPA-reviewed bookkeeping with flexibility, catch-up services, and real support – RemoteBooksOnline wins. It’s perfect for SMBs who want peace of mind, clean reports, and scalable service.

Merritt is a solid low-cost option for simple, early-stage businesses using QuickBooks – but lacks the depth needed for confident financial decisions and tax prep.

Stay organized and tax-ready year-round with our flat-rate monthly bookkeeping services.

CPA and bookkeeping firms can scale faster with our white-label bookkeeping services fully branded for your clients.

Tax professionals and CPAs rely on our QuickBooks bookkeeping services to streamline financials and scale their practices efficiently.

If you’re behind on your books, our catch-up bookkeeping services can help you get current fast-no stress, no mess.

Choosing the Right Bookkeeping Service? Start Here.

What CPA-Reviewed Bookkeeping Really Means

Why Consistency Matters in Small Business Bookkeeping

Streamline Your Finances: Download Our Free Bookkeeping Brochure

Take control of your business finances with confidence! Our detailed brochure provides insights into how Remote Books Online can help you maintain accurate bookkeeping, stay tax-ready, and make informed financial decisions. Discover how our tailored bookkeeping services can support your business growth and simplify your financial management.