Affordable Bookkeeping for Small Businesses: What to Expect Under $200/Month
Hiring a bookkeeper doesn’t have to break your budget. For many small business owners, the idea of outsourcing bookkeeping sounds expensive – but the truth is, reliable, CPA-reviewed bookkeeping is now available at flat monthly rates starting under $200/month.
Download Our Free Brochure →At RemoteBooksOnline, we’ve helped thousands of small businesses across the U.S. stop worrying about their books and start focusing on growth. Whether you’re behind on your records or just tired of doing it yourself, our affordable plans give you accurate, tax-ready books without high hourly fees or complicated software.
Why Many Small Business Owners Delay Bookkeeping
Let’s be honest: bookkeeping is the task that gets pushed to next week – every week. Most small business owners delay hiring a bookkeeper because:
- They assume it’s too expensive
- They think QuickBooks or Xero is “easy enough”
- They aren’t sure what they’d even hand over
- They’ve had a bad freelancer experience in the past
But here’s the reality: not hiring a bookkeeper can cost more in missed deductions, tax penalties, cash flow issues, and lost time.
What Does “Affordable Bookkeeping” Actually Include?
Here’s what a good flat-rate bookkeeping plan under $200/month should offer:
| Feature | Included in Affordable Plans? |
|---|---|
| Monthly bank/credit reconciliations | Yes |
| Expense and income categorization | Yes |
| Profit & Loss reports | Yes |
| Balance Sheet and Cash Flow | Yes |
| CPA review of financials | Yes (with RemoteBooksOnline) |
| Unlimited accounts | Yes (no extra fees per account) |
| Real human support | Yes |
At RemoteBooksOnline, we include everything in our flat monthly fee – no surprise billing, no upcharges, no DIY cleanup.
Comparison: Affordable Bookkeeper vs DIY vs In-House
| Feature | Affordable Service (like RBO) | DIY (QuickBooks Alone) | In-House Bookkeeper |
|---|---|---|---|
| Monthly cost | $150-$200 | $30-$70 + your time | $2,000+ |
| CPA-reviewed reports | Yes | No | Yes (maybe) |
| Time required | < 30 min/month | 5-15 hrs/month | Management overhead |
| Tax prep readiness | Yes | No (usually messy) | Yes |
The affordable outsourced model hits the sweet spot – professional-level accuracy, without the overhead of in-house staff or the chaos of DIY.
Test Case: The Freelancer Who Grew Fast
A graphic designer in Austin started with simple PayPal payments and a spreadsheet. But within a year, she had 60+ clients, dozens of invoices, and 3 platforms collecting payments.
She signed up for a $150/month plan with RemoteBooksOnline and:
Download Our Free Brochure →- Cleaned up 18 months of old transactions
- Started receiving CPA-reviewed P&Ls monthly
- Got her Schedule C filed on time for the first time
Now she focuses on design, not data entry.
FAQs
Can I get CPA-reviewed reports at this price?
Yes – our monthly plans include oversight from a licensed CPA for accuracy and audit-readiness.
Is this enough for tax filing?
Absolutely. Your CPA or tax preparer will have clean, reconciled financials ready to go.
What’s not included in $150-$200 plans?
Tax filing itself. We handle bookkeeping only – but we make your accountant’s job 10x easier.
How do you keep costs low?
Through automation, smart integrations, and a highly trained offshore team – with U.S. account managers overseeing everything.
Is it secure?
Yes – we use bank-grade encryption, no file sharing, and everything is stored securely.
If you’re behind on your books, our catch-up bookkeeping services can help you get current fast-no stress, no mess.
Curious about cost? Check out our pricing page for transparent rates and customizable bookkeeping plans that fit your needs.
Ready to get in touch? Visit our Contact page to connect with our team and find the perfect bookkeeping solution for your needs.
Stop Guessing. Start Saving.
Join thousands of small businesses using RemoteBooksOnline to get accurate, affordable bookkeeping – month after month, without the overhead.
