Xero Bookkeeping Pricing for Small Businesses
Transparent, Affordable, Tax-Ready. Xero Bookkeeping Pricing for Small Businesses.
Get Your Free QuoteXero bookkeeping pricing depends on transaction volume, account complexity, and how clean your Xero file is today. This page explains typical monthly pricing ranges, what is included, and how to choose the right level of Xero bookkeeping so there are no surprises later. Xero bookkeeping is priced as a flat monthly service, not hourly billing. Most small businesses pay a predictable monthly fee based on scope. If your Xero file is behind or inaccurate, cleanup or catch-up may be required before monthly pricing applies.
How Xero Bookkeeping Pricing Works
Xero bookkeeping pricing is structured as a fixed monthly service.
Pricing is based on:
Monthly transaction volume- Number of bank and credit card accounts
- Invoicing and bill volume
- Payroll integrations and journal entries
- Complexity such as inventory, multi-currency, or multiple entities
Clean and current Xero files qualify for lower monthly pricing. Files with errors or missing months require cleanup before monthly service begins.
Typical Xero Bookkeeping Pricing Ranges
Most businesses fall into one of the following ranges.
Low-volume businesses
Typically range from $200 to $300 per month.
Growing businesses with higher volume or payroll
Typically range from $300 to $500 per month.
Complex Xero environments
Businesses with inventory, multi-currency, or multiple entities are priced higher based on scope.
Exact pricing is determined after reviewing your Xero file.
What Is Included in Xero Bookkeeping Pricing
Monthly Xero bookkeeping pricing typically includes:
- Transaction categorization and bank rules
- Monthly bank and credit card reconciliations
- Accounts receivable and payable tracking
- Payroll journal synchronization
- Monthly profit and loss and balance sheet
- CPA-reviewed financial reports
- Secure access to your Xero account and reports
There are no hourly charges and no surprise fees.
What Can Increase or Decrease Pricing
- High transaction volume
- Multiple bank or credit card accounts
- Multi-currency transactions
- Inventory or cost of goods sold
- Multiple entities or consolidations
Your monthly Xero bookkeeping cost may increase if your business has:
Pricing may be lower for businesses with clean books, simple reporting needs, and low volume.
Xero Catch-Up and Cleanup Costs
If your Xero file is inaccurate or behind, catch-up or cleanup is required before monthly bookkeeping begins.
Catch-up pricing depends on:
- Number of months affected
- Type of errors present
- Transaction volume per month
Once catch-up or cleanup is completed, monthly Xero bookkeeping pricing applies going forward.
Xero Bookkeeping vs Hiring an In-House Bookkeeper
Hiring an in-house bookkeeper involves salary, benefits, training, and supervision. Errors often go unnoticed until month-end or tax time. Xero bookkeeping services provide a dedicated team, standardized workflows, and CPA review at a predictable monthly cost. Most small businesses save money and improve accuracy by outsourcing Xero bookkeeping.
Who Xero Bookkeeping Pricing Is Best For
Xero bookkeeping pricing is ideal for:
- Small businesses using Xero
- Startups and SaaS companies
- Businesses using multi-currency
- Owners who want predictable monthly costs
- Businesses preparing for tax filings or audits
It may not be suitable for companies requiring daily on-site accounting or custom ERP systems.
Frequently Asked Questions
How much does Xero bookkeeping cost per month?
Most businesses pay between $200 and $500 per month depending on volume and complexity.
Is Xero bookkeeping billed hourly?
No. Pricing is flat-rate monthly.
Does pricing include CPA review?
Yes. All financials are reviewed under CPA supervision.
Do I need catch-up before monthly pricing?
If your Xero file is behind or inaccurate, catch-up is required first.
Get an exact price for your business?
Request a free Xero file review and receive a fixed monthly quote.