Remote Bookkeeping vs. Local Bookkeepers: What’s Best for Your Business?

Hiring a bookkeeper is one of the most important financial decisions a small business can make. But should you hire someone local-or go remote?

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Let’s break down the pros and cons of each and help you decide what’s best for your budget, timeline, and growth.

Local Bookkeepers: The Traditional Option

A local bookkeeper may offer a sense of familiarity. You might know them personally or meet face-to-face. But traditional doesn’t always mean better.

Common Benefits:

  • In-person meetings
  • Familiarity with your town, vendors, or state laws
  • Often a small business like yours

Limitations:

  • Higher hourly rates ($60–$80/hr typical)
  • Limited hours (not available evenings or weekends)
  • Manual systems-may use spreadsheets or basic QuickBooks
  • No backup team if your bookkeeper is sick or leaves

Many local bookkeepers also charge extra for:

  • Clean-up work
  • CPA coordination
  • Additional reports or prep for tax time

Remote Bookkeeping: Modern, Scalable, and Cost-Effective

Remote Books Online offers a dedicated team that handles your books from anywhere, with a fixed monthly fee and faster turnaround.

Why it works:

  • Flat-rate pricing (no surprise hourly bills)
  • CPA-ready books every month
  • Team-based support (you’re never left hanging)
  •  Easy document upload + 24/7 dashboard access
  • First month free – no credit card required

Real Test Case

A fitness studio in California was using a local bookkeeper who charged $75/hour and worked 6–8 hours per month. Total cost: around $550 monthly. Turnaround was slow, and reports were often late.

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After switching to RBO:

  • Monthly cost dropped to $200
  • Books were closed faster
  • CPA got everything needed for taxes-on time

Direct Comparison

Feature Local Bookkeeper Remote Books Online
Cost $60-$80/hr Flat rate ($150-$250/month)
Monthly Reports Sometimes Always
Tax-Ready Books Not guaranteed Yes
Availability Business hours 24/7 portal access
Dedicated Team No Yes
First Month Free No Yes

FAQs

Is remote bookkeeping secure?
Yes. RBO uses bank-level encryption and secure portals to protect your data.

Will I get the same person every month?
You get a dedicated team, so you’re always covered-even if someone’s out.

Can you help clean up old books?
Absolutely. We specialize in catch-up and cleanup services.

Conclusion

Local bookkeepers may work fine for very small businesses-but if you want predictable pricing, faster turnaround, and better reliability, remote bookkeeping is the smarter long-term move.

Remote Books Online gives you everything a local bookkeeper does-plus more-at a fraction of the cost.

Start your free month now or get a custom quote today.


Curious how much a local bookkeeper costs? Our local bookkeeper cost guide breaks down average rates and what factors affect pricing—so you can budget wisely.

Looking for expert support? Our professional bookkeeping services guide highlights the comprehensive solutions we offer—from transaction management and reporting to scalable support for businesses of all sizes.

Need to get your finances back on track? Our Catch-Up Bookkeeping Services guide outlines fast, effective methods to reconcile past transactions and regain clarity.

Streamline Your Finances: Download Our Free Bookkeeping Brochure

Take control of your business finances with confidence! Our detailed brochure provides insights into how Remote Books Online can help you maintain accurate bookkeeping, stay tax-ready, and make informed financial decisions. Discover how our tailored bookkeeping services can support your business growth and simplify your financial management.