Bookkeeping Services Under $150/Month – What’s Included?

Affordable bookkeeping doesn’t have to mean low quality. In fact, many small businesses can get professional, CPA-ready bookkeeping services for under $150 per month – especially if your transactions are low and your books are relatively straightforward.

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In this guide, we’ll break down what’s typically included in a sub-$150/month plan, what’s not, and how to decide if it’s the right fit for your business.

Is $150/Month Enough for Quality Bookkeeping?

Yes – for many freelancers, contractors, and small businesses with simple financial needs, $150/month covers the basics:

  • Categorizing income and expenses
  • Monthly reconciliation of bank and credit card accounts
  • Access to profit & loss statements and balance sheets
  • Email or portal-based communication
  • Support for QuickBooks or Xero

These services are ideal for businesses with up to 100–150 transactions per month and 1–2 accounts.

What’s Usually Not Included at This Price Point

While you’ll get core bookkeeping tasks, plans under $150/month may exclude:

  • Payroll processing
  • Bill pay or invoicing
  • Complex sales tax tracking
  • Advanced reporting or forecasting
  • In-person meetings or custom dashboards

If you need these services, many providers offer add-ons or tiered plans at higher rates.

Who Is This Right For?

Plans under $150/month are a good fit for:

  • Freelancers and solo consultants
  • Side businesses or gig workers
  • Service-based businesses with simple billing
  • Startups in early stages
  • Businesses that need compliance, not complexity

If your business is growing fast or includes inventory, payroll, or multiple locations, expect to pay more.

What to Look for in a Low-Cost Provider

  • Flat monthly pricing
  • CPA-ready financial statements
  • Secure document handling
  • Onboarding assistance
  • Catch-up options if your books aren’t current
  • Clear scope of work with no hidden fees

Ask for a sample report and clarity on what’s included before committing.

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Case Example: Side Hustle in Texas

A part-time Etsy seller earning $4,000/month was struggling to track her business expenses and calculate tax deductions. After signing up with RemoteBooksOnline for $150/month, she received categorized expenses, monthly reports, and end-of-year documents for her CPA. She saved over $2,000 in deductions alone.

Offer your clients expert financial support without breaking the bank with our affordable bookkeeping services – reliable, professional, and budget-friendly solutions for growing businesses.

Stay organized and tax-ready year-round with our flat-rate monthly bookkeeping services.

Not sure which bookkeeping software fits your needs? Use our bookkeeping comparison tool to see how QuickBooks, Xero, and FreshBooks stack up – and choose the best fit for your business.

If you’re behind on your books, our catch-up bookkeeping services can help you get current fast-no stress, no mess.

FAQs

Can I get professional bookkeeping under $150/month?
Yes – if your business is small or has low volume, flat-rate services under $150 can be accurate and reliable.

Is the first month really free?
At RemoteBooksOnline, yes. If you continue after the free month, you’ll be billed monthly.

What if I need to catch up on past months?
Most providers offer one-time catch-up cleanup before you begin monthly service.

RemoteBooksOnline offers flat-rate, CPA-ready bookkeeping starting at just $150/month. Perfect for freelancers, contractors, and small business owners who want accuracy and peace of mind – without hourly fees.

Your first month is free. Contact us for a quote today.

Streamline Your Finances: Download Our Free Bookkeeping Brochure

Take control of your business finances with confidence! Our detailed brochure provides insights into how Remote Books Online can help you maintain accurate bookkeeping, stay tax-ready, and make informed financial decisions. Discover how our tailored bookkeeping services can support your business growth and simplify your financial management.